Focus Benefits Flash

Cadillac Tax: Commentary from Bill Weaver, Focus Benefits Group

The Cadillac tax is based on premium, not benefits so the first reaction should be how many employers will try to fire everybody over age 40 to get premiums under the threshold. Premium volume is not a measure of how rich a plan is. Continue reading

How your ‘In Network’ Medical Policy Works

Do you know the terminology in your Medical Plan? Bill Weaver, Managing Director of Focus Benefits Group in Phoenix, AZ provides a step by step explanation of the components in the standard ‘In Network’ Medical Policy like Deductible, Co-Insurance, Maximum Out of Pocket Cost and Co-pay. Terms you need to be aware of so you know how they affect you! Continue reading