Focus Benefits Flash

Is somebody sneaking around your HIPAA privacy rights?

If that does not concern you it should. With just your name and date of birth a company can collect all of your prescription information and then “assume” your overall health status. They then can retain that information and if you show up at some other employer they can update it and reuse the information. All of this is without you ever knowing or approving of it. Continue reading

Cadillac Tax: Commentary from Bill Weaver, Focus Benefits Group

The Cadillac tax is based on premium, not benefits so the first reaction should be how many employers will try to fire everybody over age 40 to get premiums under the threshold. Premium volume is not a measure of how rich a plan is. Continue reading