Should you enroll for health insurance with a company that has declared they will be going out of business?
Recently, a company made up in part of insurance companies that helped create the modern U.S. major medical market, says it will stop taking applications for new individual major medical coverage, short-term health insurance and insured group coverage June 15. Continue reading
You need to stop insuring the small risks, start committing to being healthy, get a higher deductible, an HSA or similar plan and start saving money. You are throwing your money away if you are in love with your low co-pay and low deductible. Continue reading
If you have an employee benefit plan (group insurance, 401K, etc) you are required to have documentation. At the very least you must have a corporate resolution stating intent to offer the benefits, plan outlines, and a summary plan document you have given to every employee. Continue reading