Words of Wisdom: Self-funded Insurance

“It seems like there is another company entering the self-funded arena every week; companies that a few years ago wouldn’t even quote a group because it was too small or, it wasn’t “credible.” Now in order to maintain or to attain market share, they want you to sell level funded, self-funded plans down to 25 or maybe even 10 lives. It’s funny how these groups all of a sudden became credible. Probably something to do with $$$$.
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Do you really need to outrun the bear or just be self-insured?

Just being partially self-insured cannot guarantee you will not see cost increases, but it will give you the tools to set that goal and then work to achieve it. Continue reading